About us

Pay with a smile and keep moving forward

Empay is the latest initiative of Department of Economic Development, Dubai, designed and developed by its subsidiary Emcredit Limited.

The Department of Economic Development (DED), Dubai has always played a pivotal role in reinforcing Dubai's image as an investment destination, business hub and global shopping capital by introducing various services and product solutions for regulating economic activity and supporting economic diversification and sustainable development in the emirates, way ahead of its time.

Emcredit Limited is UAE's pioneer information Services Company formed in 2006 in accordance with the directive of his Highness Sheikh Mohammad bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai.

Since its inception, Emcredit has continued to provide enterprise and credit information solutions, offering credit information reports, data verification, data enrichment, decision support analytics and other tools necessary to improve customer acquisition, assessment, servicing, debt collection and portfolio management.

As a part of the DED and the Government of Dubai’s vision, Emcredit Limited has adopted an anticipatory strategy and is moving beyond its core services and products with its latest innovation; the Empay ecosystem. This platform is designed to ease the consumers way of life by enabling them to do their transactions in a simpler and smarter way. Emcredit’s team consists of highly professional people with a wide range of multidisciplinary background in financial technology and services, securing a high-quality product for the end users.

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